The following 4 paragraphs are excerpts from recent letters I've received. I've seen a recent flood of letters, all with the same focus; a reduction of the veteran's current benefit. These veterans were surprised by a “Proposal To Reduce Benefits” or a sudden scheduling of a mandatory QTC reexamination.
Jim,
“My disability is for Bronchial Asthma, which I have been rated at 100% for just shy of ten years now. Last fall I received a notice of proposed action to reduce me from 100% to 60% because my condition had 'greatly improved'.”
Jim,
“Today I received a letter from the VA for a periodically re-evaluate certain disabilities. I am rated 70% and paid 100% for TDIU almost 10 years. Can you give me a little help as to what to be prepared for?”
Jim,
“I am 100% service connected for PTSD from a sexual assault in the Navy. I have been 100% since 2005. I have the C&P exam tomorrow and I am nervous that they will take away the 100% and drop my rating. What do you think they will do. Why do I have to see them again. R they just checking up on me or what? I am going to be honest and not lie. Is it true that once you are 100% it is permanent status?”
Jim,
“In 2004 the VA gave him a 100% P&T rating saying that no future exams would be scheduled. About a year ago we got a phone call from,what is called, QTC Management, that he was scheduled for another exam.”
Answer:
Contrary to the rumor mill that most veterans get their information from, there is no "permanent" status.
Many ratings are called “permanent & total” (P&T). They aren't. If your award says that "No Future Exams Are Scheduled", it means none are scheduled for that moment in time. It does not say "No Future Exams Will Ever Be Scheduled".
In Vaspeak, the word “permanent” is used when they want to tell you that they will be investigating you according to their needs in an attempt to lower your rating. The word “Total” means that you meet some requirements to allow you to be called “Totally Disabled”. It does not mean you are incapacitated.
Any rating at any time can be questioned, investigated and a proposal to lower your rating can and does occur.
When a veteran has been rated 100% P & T for 20 consecutive years, the rating becomes “protected” in that it can only be lowered if the VA can show that it was obtained or maintained fraudulently. Thus, if you are of the tiny percentage of veterans who have been rated at the 100% level for 20 consecutive years, you may breathe a small sigh of relief. The rest of you should listen up and pay close attention.
They really dislike that 20 year 100% veteran though. More about that in a moment.
The VA is mandated by law to ensure that your rating is appropriate for your condition at any given time. In other words, if you have been treated for your condition and you have improved, the VA is likely to suggest that your rating should be lowered.
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Title 38: Pensions, Bonuses, and Veterans' Relief
PART 3—ADJUDICATION
§ 3.327 Reexaminations.
(a) General. Reexaminations, including periods of hospital observation, will be requested whenever VA determines there is a need to verify either the continued existence or the current severity of a disability. Generally, reexaminations will be required if it is likely that a disability has improved, or if evidence indicates there has been a material change in a disability or that the current rating may be incorrect. Individuals for whom reexaminations have been authorized and scheduled are required to report for such reexaminations. Paragraphs (b) and (c) of this section provide general guidelines for requesting reexaminations, but shall not be construed as limiting VA's authority to request reexaminations, or periods of hospital observation, at any time in order to ensure that a disability is accurately rated.
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Reading between the lines of that above, the phrase to notice is, “whenever VA determines there is a need to verify either the continued existence or the current severity of a disability”.
How does VA determine that there is a need to check on the severity of your disability? That's easy...they have a calendar.
Let's take a moment to inspect the glaring incongruity of the rule above and how it's applied. To read that, you would believe that VA will check up on you periodically to ensure that you're doing OK. If they discover your rated condition is worse, they'll initiate the appropriate processes to raise your rating to reflect the severity of yourcurrent condition. Conversely, if you are greatly improved, your rating may be lowered.
That seems fair, doesn't it?
If you believe that the VBA lives by either the spirit or the letter of §3.327, you may have the condition known as “Hopelessly Naive”.
VA calendars events that will have the potential to lower your rating, nothing more. If you receive IU, the “future calendar” alerts the VARO that you owe them an employment questionnaire each year until you turn 70. Fail to return the questionnaire and watch as your benefit quickly disappears. “I didn't receive a questionnaire”, you wail. Too bad, they say it was sent, it isn't their problem.
Do you have children in school, college aged or otherwise? Try to get by without sending them the required verifications. Buh-bye benefits.
Little known is the alert that pops up as you are approaching a decade of 100% benefits.
If your benefit is service connected and you're rated at 100%, for the first 10 years of your rating you should do your best to not die of any cause but the SC condition. If you do, your dependents get nothing but the brass plaque with your name misspelled on it. If, in that 10 year period, your SC condition causes your unfortunate demise, your dependents are eligible to apply for DIC.
After you've been rated at 100% SC for over 10 years, feel free to die of any cause you feel up to. Your dependents will be qualified to apply for DIC even so.
VBA doesn't like handing out SC condition benefits, we're all aware of the pain we cause them when we win. They really don't like giving it up to your dependents. To cough up a DIC benefit is the worst kind of torture at the VARO.
As you approach your 10 year date at 100%, the calendar flashes at them. Suddenly, you're scheduled for a mandatory C & P exam and the QTC examiner knows the mission goal. Any excuse, no matter how flimsy or how it flies in the face of the law, is used to reduce your rating.
As you approach the 20 year anniversary of your 100% award, things are likely to get even tougher for you. Consider Maynard Dofflemeyer. He had been service-connected at 100% from May 21, 1969, until a reduction to 10% effective May 1, 1989. Just a few days shy of that 20th anniversary. In June of 1990 the BVA upheld the VARO's decision to reduce his benefit.
As Veteran Dofflemeyer approached that 20th anniversary, a young buck at his VARO was looking for ways to ensure that good year end bonus that's handed out by VA for excellence in the workplace...reducing benefits for deserving veterans. Dofflemeyer was scheduled for a reexamination and the C & P examiner got a request to "Please expedite" the reexamination.
The C & P examiner returned a report that largely supported that the veteran was unemployable due to his condition. The record of the Court of Veterans Appeals shows, “Based solely upon this examination, the veteran's 100% rating was reduced to 10% on February 17, 1989; the reduction became effective on May 1, 1989.
If you care to read more about this horror story, click here:
Your object lessons for today are
1. Permanent isn't.
2. VA can and will do everything in their power to reduce your rating.
3. If you have any disability rating with VA, it's your responsibility to be aware of what you need to do to maintain it. If you aren't protecting yourself by taking advantage of health care, keeping appointments, taking prescribed medication and remembering the forms you owe VA, you are more likely than not going to find yourself in the same spot as Veteran Maynard Dofflemeyer.