Question:
Jim,
i am using an advocate here at home. however, i think he has steered me the wrong way.
i have been recieving %50 for the past 15 years. things have become more difficult. when he put in my claim, he also included IU . the IU could be claimed if my claim yeilded a 70%.Now, he told me that i would still be able to work up to eleven months out of the year without worry. as long as it was not gainful. I would still need to attempt work in order to meet my financial obligations, so i agreed.
after reading several articles, it sounds like if it were be awarded........I would be under close scrutiny. I've read of several veterans losing percentage ratings for having a part time job.
I am very concerned about this. I just visited for my evaluation today. do I have to accept the award, or can i refuse it without reprecution? of course i want my rating increase, but not the unemployability.
Any help is appreciated.............
Answer:
Your email presents a number of serious issues. I urge you to carefully consider the quality of the advice you're receiving. It sounds as if you've already realized that so think of this as support to continue questioning whether or not you're being led into a problem you don't need.
You aren't eligible for Individual Unemployability and should not have filed for it. Filing for IU as you file for an increase presumes you will get the increase. It gives the Ratings Veteran Service Representative (RSVR) extra work to do that isn't appropriate at this juncture.
You're asking for the keys to the new car before you've had the financing approved.
It's apparent that you should first apply to increase your benefit, then, if you qualify, VA will notify you that the option of IU is open to you. This is a minor point but I try to play strictly by the rules.
It sounds as if you're still able to work. If that's the case, I question the ethics of applying for IU. The IU benefit is meant to protect veterans who have a single or multiple service connected conditions that interfere with "substantially gainful employment".
If you're able to work and you're being encouraged to apply for IU and to continue to work, you're gaming the system. Gaming the system hurts us all. I don't believe that you want to do that and it's unprofessional for a VSO would tell you to.
Substantially gainful employment is defined as the vet's earned income not exceeding the federal poverty threshold. That will vary year to year but it's safe to say it's around $10,000.00 or so. If the veteran earns less, the veteran is only marginally employed and marginal employment does not qualify as substantially gainful employment.
Once you have an IU benefit, you must submit an annual employment certification document that details any earned income. The VA also uses the annual income verification match (IVM) program to check for any earnings. The IVM uses IRS and SSA records to see if you have worked.
It's true that if you are receiving IU you may work to a point of earning up to the poverty threshold and in theory you won't be penalized. The reality is that any income is likely to raise a red flag and bring about extra scrutiny. That is, if you simply return your annual employment certification document and state that you haven't worked, it gets filed into your folder. If you state you have worked, your folder is going to be opened for review.
Any time your folder is opened for any sort of review, the first objective of the individual looking at it is to check for opportunities to reduce your rating.
If you earn income and don't report it, you're in for more problems than you thought possible. That income verification match program is effective.
Sure, if you were to receive an increase and the IU benefit, you could refuse the IU part of it. I'll be a bit surprised if you are awarded the IU benefit but stranger things happen every day at this desk. Dealing with the VA brings surprises all the time.
To "unapply" for the IU would be simple. You can write VA a letter and inform them that you have secured substantially gainful employment and thank them for their trouble. They'll discontinue the benefit and while that might cause some eyebrows to raise, I can't imagine anyone penalizing you for being honest.
If you receive an increase but not the IU, you have one year to seek work and if you aren't successful, appeal for the IU. If you are denied across the board, you should appeal the increase in benefits using an attorney and ignore the IU for now. If you are awarded both, you may then decide if you really want to turn down the IU, perhaps first trying to find a good job but keeping the IU as a safety net.